Injured? Call Anytime: (416) 209-3449 or 1-844-WELTMAN

Disability Claims

Why do I need a Lawyer?


Whether you are covered at work by a long term disability (LTD) policy or you have private LTD coverage, there are many times that your insurance company will not pay the benefits you are supposed to receive and for which you paid premiums. Maybe they have been paying you for a while but now, according to their doctors, or according to their analysis, you no longer qualify. They threaten to cut you off. Or maybe they did cut you off. This is after sending you letters, asking for further reports, examinations and giving you the proverbial runaround. You would like to be able to go back to work but you know you just can’t handle it and your own doctor supports you. The stress is mounting. What do you do?

What do Insurance companies do?

This is a common scenario. Insurers don’t like to keep people on disability benefits for a long time. They often will dispute at some point all but the most obvious cases of continued disability. They want to cut their losses and they know that many people will accept their decision. They know you’ll be disgruntled but they also know that many people will simply not put up a fight. But you know that’s not fair. Sometimes it gets worse. Your employer threatens to dismiss you or actually terminates you.

Can I really win against an Insurance Company that Denies my claim?

Yes. Depending on the nature of your circumstances, if your doctor continues to endorse your absence from work, despite the insurer’s point of view and decision, you may have a very strong case for compensation. But you need an advocate who knows the ropes and who will, with compassion, affordably and effectively settle your claim.

There are time limits that must be respected. It is imperative that you contact a lawyer to get your case going. At the very least you owe it to yourself to know your rights. Feel free to contact us by telephone or by email for a free consultation. As in all our cases you will benefit from our experience, success and from our policy of win-or-it’s-free.

Why should I consider hiring your law firm?

We are proud of the way we personally take care of your case. Like every individual, every case is unique. By all means get your free consultation and take advantage of our policy of “win or it’s free”. Why do doctors and other lawyers recommend us? Because we are affordable and effective – Lawyers You Can Trust

What Our Clients Say

Thank you so much for your wonderful help and patience. You helped me get through a terrible time in my life. You're the best!
C.R., Richmond Hill

Lawrence Weltman is the most supportive, caring and effective lawyer I have ever met. He handled my accident claim with amazing results. His fee which only came at the end of the case. It was the most reasonable rate of all the law firms we checked. I recommend this firm 100%.

J.C., Vaughan
"I felt they were at fault but I wasn’t sure if I had a case… I was extremely pleased with Mr. Weltman’s service. He was confident and experienced. The staff was very helpful. Not only did I not pay anything up front but his fee at the end was actually less than we had discussed… It was all explained in writing. I felt that there was justice in the end. When my case was settled I was able to buy a new car…"
F.R., Mississauga, Ontario.
"The loss of our son in this senseless accident was unbearable at times… It was comforting at least that our case was handled with great sensitivity. I knew he was sincere when his eyes welled up at times throughout our meetings. Mr. Weltman is a strong advocate and a most caring individual. He sat down with us and explained the law.... Of all the settlements in this multi-victim collision we understand we got the highest amount… We would certainly recommend Mr. Weltman to anyone who has suffered a loss in a serious accident."
W.J., Barrie, Ontario.

"There were times we wanted to settle earlier but Mr. Weltman explained that once we settle that is it. It didn’t seem like such a big case at first…over time we saw….our daughter’s injury was not completely resolved. I am grateful that we waited the necessary time before we settled the claim. … it turned out my daughter’s injury required more surgery and she had a real rough time in dealing with the situation.. The insurance company wasn’t taking us seriously… Mr. Weltman was there with us all the way. At the end it was really worth the wait and we didn’t have to go to court."

M.H., Thornhill, Ontario.
"You made yourself available... We met with other lawyers but we trusted you the most. You showed us the way to present our loss so the insurance people appreciated who our father was and what he meant to our family, especially our mother. …we could talk to you and understood the way the system works. Thank you Lawrence so much for your expert and professional assistance."
M.A., Toronto, Ontario.
"My father is in the insurance business and he was amazed that you were able to get me the money you did when you settled my case. Thanks a million….I already recommended you to my friend and wouldn’t hesitate to do so again."
K.S., Toronto, Ontario.
Win Or Its Free
7420 Bathurst Street, Suite 502 Thornhill , Ontario L4J 6X4
Phone: (905)884-2228 URL of Map