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Accident Benefit


What are Accident Benefits?

Whenever a car accident occurs involving a personal injury, the victim of such an accident, regardless of whose fault the accident is, may be entitled to something called Accident Benefits.

Car accidents are the most frequent of those in which a person may be injured involving a “motor vehicle”. However, Accident Benefits apply, just the same, to injuries involving trucks, buses, motorcycles and, of course, would also apply to pedestrians struck by any of these vehicles.

Accident benefits are only available to people injured as a result of motor vehicles and are, therefore, not available, for example, in a slip and fall case. There are rules for establishing which party’s insurance company must pay for Accident Benefits. It is generally the insurer of the person in whose vehicle you are injured (even if the fault of the accident rests with the other car’s driver). There are complicated rules and many forms that have to be filled out to access and maintain the coverage. For example, if you are an injured pedestrian and happen to have an automobile insurance policy that covers you or your spouse, even though the injury occurred while you were not in your car, the application for Accident Benefits must be made to your own insurance company, or your spouse’s, not to the insurer of the at-fault party.

What type of benefits are available?

The limits to payment of Accident Benefits depend on the severity of the injury but may include loss of income benefits, non-earner benefits, medical rehabilitation, payments to close family members in fatality cases, and other benefits.

If the accident wasn’t your fault, your car insurance rate should not go up just because you get Accident Benefits.

As with all legal claims there are time limits in which to make the claim or dispute your insurance company if they cut you off benefits.

Why should I go with Weltman, Bernstein?

We can help you navigate this complicated system to ensure maximal recovery. Don’t let an insurance company or the complexity of the process intimidate you. Especially in serious accidents when you are most vulnerable you need the strength and expertise of experienced lawyers to assert your rights for just compensation. Why do doctors and other lawyers recommend us? Because for 30 years we have been winning cases affordably and effectively and we are Lawyers you can trust.

What Our Clients Say

Thank you so much for your wonderful help and patience. You helped me get through a terrible time in my life. You're the best!
C.R., Richmond Hill

Lawrence Weltman is the most supportive, caring and effective lawyer I have ever met. He handled my accident claim with amazing results. His fee which only came at the end of the case. It was the most reasonable rate of all the law firms we checked. I recommend this firm 100%.

J.C., Vaughan
"I felt they were at fault but I wasn’t sure if I had a case… I was extremely pleased with Mr. Weltman’s service. He was confident and experienced. The staff was very helpful. Not only did I not pay anything up front but his fee at the end was actually less than we had discussed… It was all explained in writing. I felt that there was justice in the end. When my case was settled I was able to buy a new car…"
F.R., Mississauga, Ontario.
"The loss of our son in this senseless accident was unbearable at times… It was comforting at least that our case was handled with great sensitivity. I knew he was sincere when his eyes welled up at times throughout our meetings. Mr. Weltman is a strong advocate and a most caring individual. He sat down with us and explained the law.... Of all the settlements in this multi-victim collision we understand we got the highest amount… We would certainly recommend Mr. Weltman to anyone who has suffered a loss in a serious accident."
W.J., Barrie, Ontario.

"There were times we wanted to settle earlier but Mr. Weltman explained that once we settle that is it. It didn’t seem like such a big case at first…over time we saw….our daughter’s injury was not completely resolved. I am grateful that we waited the necessary time before we settled the claim. … it turned out my daughter’s injury required more surgery and she had a real rough time in dealing with the situation.. The insurance company wasn’t taking us seriously… Mr. Weltman was there with us all the way. At the end it was really worth the wait and we didn’t have to go to court."

M.H., Thornhill, Ontario.
"You made yourself available... We met with other lawyers but we trusted you the most. You showed us the way to present our loss so the insurance people appreciated who our father was and what he meant to our family, especially our mother. …we could talk to you and understood the way the system works. Thank you Lawrence so much for your expert and professional assistance."
M.A., Toronto, Ontario.
"My father is in the insurance business and he was amazed that you were able to get me the money you did when you settled my case. Thanks a million….I already recommended you to my friend and wouldn’t hesitate to do so again."
K.S., Toronto, Ontario.
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